Businesses past the founder-does-everything stage
Where the decisions have got large enough that intuition alone is an expensive way to make them.
Service
Fractional CFO & Business Advisory
Senior financial judgement at the point a business needs it but cannot yet justify a full time hire, forecasting, structure and the numbers behind the decisions that are actually in front of you.
Who this is for
Portfolios that have become a business
Enough properties and entities that the financial picture needs managing rather than just recording.
Owners preparing for a transaction
Raising, borrowing, buying or selling, where the numbers have to withstand somebody else's scrutiny.
Anyone flying without forecasts
Profitable on paper, uncertain about cash, and making decisions without knowing what they cost.
Scope
What is included
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Cash flow forecasting
A rolling forecast maintained and revisited, so decisions are made against what will actually be in the account.
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Management reporting
A monthly pack that says what happened, why, and what it implies, not a data dump.
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Entity and structure review
Whether the current arrangement still serves the business, and what it costs if it does not.
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Budgeting and scenarios
The numbers modelled before the commitment, including the case where it does not go to plan.
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Lender and investor readiness
Financials prepared to the standard an outside party will apply to them.
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Standing availability
Someone senior to call before a decision, rather than after it.
Process
How it works
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Consultation
Understanding the business, the decisions ahead, and whether this is the right level of support.
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Diagnostic
Current financial position, reporting and structure reviewed, with the gaps named plainly.
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Foundation
Forecast built, reporting pack designed, and the cadence agreed.
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Monthly rhythm
Numbers updated, pack issued, and a working session on what it means.
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On call
Available between sessions for the decisions that do not wait for month end.
Engagement
How fees work
Fractional CFO work is scoped to the business rather than sold at a rate. The consultation establishes what is actually needed, which is sometimes a short diagnostic rather than an ongoing retainer, and we will say so if it is.
Book a consultation No charge, and no obligation.
What determines the fee
- Number of entities and how they interact
- Reporting cadence you need
- How much of the finance function sits with us
- Whether a transaction is being prepared for
- Diagnostic only engagements, where a retainer is not yet warranted
Questions
Before you get in touch.
How is this different from bookkeeping?
Bookkeeping records what happened. This is about what to do next, forecasting, structure and the judgement applied to decisions before they are made. The two work best together, but they are not the same service.
How much of your time do we actually get?
It is set at the outset and written into the engagement, so both sides know what is included. Most arrangements combine a fixed monthly rhythm with availability between sessions.
Can we start smaller?
Yes. A single diagnostic is often the right first step, it establishes the state of the numbers and whether ongoing support is warranted before anyone commits to a retainer.
Also from Trustber
The other service lines.
Tax Filing & Preparation
Returns prepared and filed properly, individual, business and multistate, by a firm that has examined them from the other side.
Tax Strategy & Compliance
Planning shaped by years inside the IRS, for business owners, high earners and property investors alike.
Accounting & Bookkeeping
Clean books, accurate journal entries and statements you can act on, not a shoebox reconciled in April.
Talk to us about https://trustber.com/wp-content/themes/trustber-ledger.
A complimentary thirty minute consultation to understand your position and whether we are the right firm for it.
No obligation. No sales script.